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  • Individual Accident and Health Rate Regulation Issues
    Individual Accident and Health Rate Regulation Issues This 1981 session dealt with individual ... included the history of regulations and their primary purpose or need. From Record of Society of Actuaries ...

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    • Authors: Application Administrator, Roger C Day, Robert Shapland
    • Date: May 1981
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Individual Health Insurance
    Individual Health Insurance This article was presented at the 1978 SOA Spring Meeting and discussed ... of Society of Actuaries, Vol. 4, No. 4. Health care costs;Health reserves;Individual health plans;Life ...

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    • Authors: Ernie Frankovich, Anthony J Houghton, Robert Shapland, Peter Thexton
    • Date: Oct 1978
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • The Future Of Individual Comprehensive Medical Expense Insurance
    The Future Of Individual Comprehensive Medical Expense Insurance This is a panel discussion ... 4 Antiselection;Assumptions;Commissions;Health care costs;Individual health plans;Inflation;Loss ratio=LR;Major ...

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    • Authors: E Paul Barnhart, Application Administrator, Bill Chen, John Cumming, Alan N Ferguson, Charles W Kraushaar, Donald M Peterson, Robert Shapland, Richard B Sieben, James Eric Olson
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Regulation of Group Insurance and Individual Health Insurance
    Individual Health Insurance lines, especially medical care; at least, survival as we know it now. We have to ... impairs ability to amortize initial expenses. Medical care costs are also affected by increasing utilization ...

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    • Authors: Vincent W Donnelly, Robert Shapland, Don F Fackler
    • Date: Oct 1981
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Underwriting Of Individual-Issued Accident And Health Products
    the applicant's past medical condition as for his care and diligence in drawing information from the applicant ... marketing to the credit card and policyholder files via direct mail, particularly as these mailings relate to ...

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    • Authors: Richard H Drake, Curt L Fuhrmann, Patrick J O'Reilly, Randall J Pickering, Robert Shapland
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Accident insurance; Health & Disability>Disability insurance; Health & Disability>Health insurance
  • Issues Related To Health Insurance Reserves
    proposed standard specifies a prospective test. The primary purpose of these comments is to introduce a possible ... it is the reinsurance contract rather than the direct contract that should govern our deliberations ...

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    • Authors: E Paul Barnhart, Russell R Conn, W H Odell, Donald M Peterson, Robert Shapland
    • Date: Jun 1986
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Loss Ratio Analysis
    expected loss ratio that I mean here has little or no direct relationship to the anticipated loss ratio that ... products so that individual purchasers can make direct comparisons of gross premiums. Auditors be:xm_ ...

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    • Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Recent Development in Health Insurance Minimum Loss Ratio Regulation
    ignores the fact that sales costs differ between direct writers, agency wrlters, and brokers. How about ... earlier, come often, for smaller amounts. There is a direct correlation between the speed with which you get ...

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    • Authors: E Paul Barnhart, Robert C Nuding, Francis T O'Grady, Robert Shapland
    • Date: May 1981
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Report Of The Committee For Accident And Health Valuation Principles
    Report Of The Committee For Accident And Health Valuation Principles This is a panel discussion ... risk" margins. Another explanation is that the primary objective of GAAP statements is to accurately portray ...

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    • Authors: E Paul Barnhart, Anthony J Houghton, Spencer Koppel, Francis T O'Grady, Robert Shapland
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Health & Disability>Health insurance
  • Risk Classification
    Risk Classification This panel discussion occurred at the SOA's 1980 June Meeting in San ... Actuaries' draft lists "equity" as one of the primary purposes of risk classification. If one follows ...

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    • Authors: Daniel Case, Robert Shapland, Joann G Sher, Courtland C Smith
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance; Public Policy